Offering Cross-Border Wealth Management Solutions
Transition to Retirement
You're almost there
You've likely thought about what retirement will be like, but have you defined the details that will make up the next phase of your life? Now is the time to nail those down and identify your short- and long-term goals. Remember, retirement isn't an endgame; it's a full and active part of your life that could last a long time so you'll want to be as confident as you can - financially, emotionally and physically. We can work with you in the years and months leading up to this new stage. And when it comes time for the next journey to begin, we'll be there to help you continue planning for your future.
Key milestones to keep in mind as retirement approaches
60 - First eligible for Canada Pension Plan (CPP) benefits - with reduced benefits
65 - Full retirement age for CPP
65 - Full retirement age for Old Age Security (OAS) benefits
70 - Maximum CPP and OAS benefits
71 - Must convert RRSP to RRIF or annuity before the end of the year you turn 71
72 - Required minimum distributions begin the year you turn 72
Website legal disclaimers
Raymond James Ltd. is an indirect wholly-owned subsidiary of Raymond James Financial, Inc.
Securities-related products and services are offered through Raymond James Ltd., member Canadian Investor Protection Fund.
Insurance products and services are offered through Raymond James Financial Planning Ltd, which is not a member Canadian Investor Protection Fund.
Raymond James Trust Services are offered by Raymond James Trust (Canada) in the provinces of British Columbia, Alberta, Saskatchewan, and Ontario, and by Raymond James Trust (Québec) Ltd. in the province of Québec. Both entities are wholly owned subsidiaries of Raymond James Ltd. Trust Services are not covered by the Canadian Investor Protection Fund.
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